Money automatically adds these living expense adjustments to your lifetime plan:

• A 10% increase for the birth of each future child.
• A 10% decrease for each child who leaves home. (Money assumes this happens at age 18.)
• A $10,000 increase for each adult dependent who joins your family.
• A $10,000 decrease when an adult dependent reaches the life expectancy you specified.

Money also adds a "no change" living expense adjustment to your plan for you and your partner based on your retirement dates. That way, you can edit it to fit your own situation. You can edit all other automatic living expense adjustments as well.