Notes

• If you don't constantly track your investments (Assets such as stocks, bonds, mutual funds, real estate, or other items purchased for expected favorable future returns. ) , you can still have a valid financial plan. Simply enter estimated values for your account balances and be sure to update your estimates from time to time.
• If you don't know the cost basis for your investments, you can use an estimate. The difference between what you sell an investment for and its cost basis determines your capital gain or loss. Therefore, if you enter zero for the cost basis, you may find yourself with an overly pessimistic forecast, because the Lifetime Planner will assume you're paying excess capital gains tax.
• Houses and other assets (An item of value that you own. Assets can be tracked in Money by using asset accounts.) are not included on the Savings & Investments page because they're not liquid. You can't spend the money you've put into an asset, such as a house, until you sell it. To include the sale of an asset in your plan, enter a planned future sale on the Homes & assets page.