Override the Money calculated effective tax rate and enter your own in the lifetime plan
Money calculates an effective income tax rate for you based on the state in which you live. If you know that you are paying significantly higher or lower than the average for your state (perhaps by looking at your most recent tax return), you might want to enter a different effective income tax rate.
  1. Click Planning.
  2. Click Planning Tools, and then click Lifetime Planner.
  3. In the left pane, click Taxes & inflation.
  4. Click Adjust the effective tax rate myself.
  5. Enter the tax rate you want to use.