Switch between the Savings and Spending Budget and the Essential Budget
Money offers several ways to help you watch over your budget. Many users like to watch their savings grow while controlling their spending, so they like the Savings and Spending Budget. Other users want a simple way to track day-to-day income and expenses, so the Essential Budget is a good choice for them. You can change which kind of budget you use at any point.
To switch between the Savings and Spending Budget and the Essential Budget:
  1. On the Tools menu, click Settings, and then click Budget settings.
  2. Do one of the following:

    Click Switch from the Essential Budget to the Savings and Spending Budget.

    -or-

    Click Switch from the Savings and Spending Budget to the Essential Budget.

  3. Follow the instructions on the screen.

Notes