The Savings and Spending Budget strategy helps you limit your monthly spending so that your savings grow rapidly. The key to this strategy is to hold your committed expenses to 60% of your gross income. You can track your savings and spending, plan and track debt reduction, and watch your finances in whatever level of detail that you wish.

The Essential Budget makes it easy to handle day-to-day budgeting tasks without spending extra time on details. Essential Budgets are quick to set up and easy to change.