Your Money and bank balances can differ for a few reasons:

• When you update your account (A group of transactions in Money for a single bank, brokerage, retirement, loan, or credit card account. Accounts can also track assets such as houses or vehicles, or investments that you want to watch but do not own. See also watch account.) information online, you get all of the information the bank has at that moment. Your online update may show transactions (A withdrawal, deposit or transfer of funds, or a purchase, a sale, or an exchange of a security. ) that had not cleared your account when your bank's paper statement (Bank or brokerage records of transactions processed in your accounts. Statements can be on paper, or they can be downloaded or imported from your bank's Web site. ) was printed.
• If you entered some transactions manually, Money adjusts your balance to account for those transactions. If you use online updates, you should match (The process of combining two transactions in your account register that are actually the same transaction. These duplicate transactions typically occur when you enter transactions manually and then download transactions from your bank.) the transactions you entered with the transactions downloaded from your bank.
• Some banks update their Web sites throughout the day, but provide updates to Money only once a day.
• In rare cases, an online update will add more than one copy of a transaction to your account. The extra copy of a transaction will affect your balance. You can adjust your Money balance by deleting the duplicate copies.
• If you have deleted transactions from the register that were marked as reconciled (R), your balance in Money will be wrong until you make an adjustment to the account for the deleted transactions.