Because the privacy and security of your financial information is important, Money provides several ways to help you protect your information.
Windows Live ID
Signing in to Money by using a Windows Live ID helps secure your Money file and enables you to do the following:
Standard Money password
If you choose not to use a Windows Live ID, you can still use a standard password to help protect your Money file. However, if you forget your standard password, you will lose access your Money data, and there won't be any way to recover it. For that reason, be sure to record your standard password in a safe place.
If you use the Credit center in Money, you'll create an Experian user name and password to help protect your credit information.